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Call a LOCAL Loan Officer
. They will will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying. There are great first time home buyer programs available to you.
If your not to sure about your credit.DO NOT GO ONLINE TO HAVE YOUR CREDIT PULLED. The mortgage companies are not always from your state. They may give your information to many lenders who will process your information. Each time your credit is pulled up by a lender it can reduce your credit score.
Please call our office for a list of lenders who provide first time home buyer Loans. (IF YOU HAVE NOT OWNED PROPERTY FOR 3 YEARS ,YOU MAY BE CONSIDERED A FIRST TIME HOMEBUYER) CHFA and FHA loans as well as VA loans.These home loans are very flexable. You do not need perfect credit for these loans.Call for more information and how to get pre-qualified. CALL 1-888-HOMES-60
If you are a repeat home buyer , call your local Savings Bank for the best loans. If you have 20% down , they can usually offer you a good savings over the life of your loan.Everything depends upon your credit. If you are an investor there are many programs with fixed rate mortgages available.You will need to work with a lender who provides the best rates and guidelines based on the number of investments you have.
Mary LeBlanc Realty is not affilated with any Banks or Mortgage companies. This is general information to help you on the path of home ownership. Call 1-888-HOMES-60 for more information.
If one Bank says
NO another Bank can say YES.
The average monthly payment for each $100,000 you borrow for a 30 year mortgage at 6% interest is
$600 per month. NOW add taxes and insurances.
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