MARY LEBLANC REALTY WE SELL HOMES
MARY LEBLANC
Mary LeBlanc

Your Plan

 

1.  Find the right representative

Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to your agent at Mary LeBlanc Realty first and he or she can be helping to guide you right from the start.

2.  Find out what your price range is

Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3.  Find out what your local market looks like

The internet can be incredibly valuable in doing preparatory research.  Start with your agent at Mary LeBlanc Realty– he or she can direct you to valuable resources and immediately start e-mailing you Real Estate Listings that may interest you (or at least give you a better idea of what your needs and wants are). Once you see a home that you would like to view ,call your agent and set up a showing. You will need to sign a contract with your Buyer Agent to work for you. The agents usually get paid by the listing agency through a contract with MLS membership. You need to give permission for your agent to be paid and to represent you. This ensures your information is confidential and you have some one on your side to negotiate the contract, work with your Banker, Home Inspectors and Attorney.

4.  Find out what your true needs and wants are

Compose a needs/wants list that takes into consideration your local market conditions, your price range, and with the experience of your real estate agent at Mary LeBlanc Realty, your dream home is not far away.

5.  Find your dream home!

Once you’re ready to start, you may be surprised by how quickly you can make a decision. With the help of an knowledgeable team at Mary LeBlanc Realty we'll have you pre-approval, and ready to go , Finding your home is the easier with your real estate agent, from Mary LeBlanc Realty. We wish to welcome you and we will help you negotiate your contract, set up inspections, meet with the bank , review details with your Attorney and get your transaction completed as quickly as possible at the terms you request.

With the right team behind you, it really can be that easy!Call  Mary LeBlanc Realty, today 1-860-496-1151 Litchfield County Ct or 1860-693-1399 Hartford County Ct. or email us today. MaryLeBlancRealty@msn.com


Your Team

 

Your Agent
A successful purchase starts with the right representative. In fact, you’ve selected the best agents at Mary LeBlanc Realty to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders. call 860-496-1151 Litchfield County Ct or 1860-693-1399 Hartford County , Ct.

Lender (Appraiser)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice.


Your Calculator


Let Mary LeBlanc help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link. Call Mary LeBlanc Realty today to talk to an agent who is ready to start showing you homes today. 1860-496-1151 Torrington, 1860-693-1399 Canton or toll free 1888-HOMES-60

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



 


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